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An Indian travelling outside can invest in certain fixed deposits as long as you can receive OTPs on your registered phone number in India. This verification is required for your Aadhaar verification. As of now, you cannot invest in FDs from NRE or NRO accounts.
You can invest in:
1. Utkarsh SF Bank FD for up to ₹90,000 with a 1-year tenure (no Video KYC needed)
2. Shivalik SF Bank FD for up to ₹90,000 with a 1-year tenure (no Video KYC needed)
3. Suryoday SF Bank FD for up to ₹90,000 with a 1-year tenure (no Video KYC needed)
4. South Indian Bank FD for up to ₹90,000 with a 1-year tenure (no Video KYC needed)
These FDs do not require video KYC as they cannot be completed from outside India.

For android only
While we’re live for Android, we’ll soon be available on iOS, stay tuned.
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