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IOB was founded on February 10, 1937 by Shri M. Ct. M. Chidambaram Chettyar .
IOB has overseas branches in Singapore, Hong Kong, Bangkok and Colombo, and a joint venture bank in Malaysia under voluntary winding up .
The Bank follows a universal banking model across retail, agriculture, MSME and corporate segments; RAM sectors constituted 77.78 Per cent of total domestic credit in FY 2024–25 .
