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1D
1W
1M
1Y
3Y
5Y
Max
Open34.23
High34.28
Low33.85
Prev. Close34.2
Avg. Traded Price34.01
Volume11,07,753

MARKET DEPTH

info2
Total bid619749.00
Total ask1602751.00
OrdersQtyBid
8433733.95
746733.94
111142733.93
17594033.92
14530533.91
AskQtyOrders
33.97268
33.9831082
33.9982081
34114949
34.015594

HIGH/LOW

info2
1d
1w
1m
3m
52w

LOW/HIGH

33.852 hours ago
34.283 hours ago
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LOWER/UPPER CIRCUITS

27.36
41.04
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Indian Overseas Bank Stock performance
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KEY OBSERVATIONS

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positive
negative
neutral
noteAnnual Revenue,rose 11.83%, in the last year to ₹37,742.58 Cr. Its sector's average revenue growth for the last fiscal year was 7.62%.
noteAnnual Net Profit,rose 59.58% in the last year to ₹5,418.47 Cr. Its sector's average net profit growth for the last fiscal year was 8.79%.
notePrice to Earning Ratio,is 12.15, lower than its sector PE ratio of 23.84.
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LONG-TERM PRICE ANALYSIS

info
Stock return5Y CAGR : 32.92%
Net profit growth 5Y CAGR : %

About the Company

Indian Overseas Bank (IOB) was founded on February 10, 1937 by Shri M. Ct. M. Chidambaram Chettyar with a mission to serve the underserved and support India’s trade aspirations; it was nationalised in 1969. Over the decades, IOB has grown into a universal bank offering retail, agriculture, MSME and corporate banking, spanning housing loans, jewel loans, business finance and agri-credit, supported by strong digital platforms such as digital.iob.in, a mobile banking app, tab-based banking and online self-service journeys  . 

 

As of March 31, 2025, the Bank operated 3,335 branches across India, including 929 rural branches, 3,497 ATMs/CRMs and 10,135 Business Correspondents, alongside four overseas branches in Singapore, Hong Kong, Bangkok and Colombo; it also holds a joint venture bank in Malaysia that is under voluntary winding up . IOB has adopted Integrated Reporting, aligning financial and non-financial disclosures under the <IR> framework in FY 2024–25 .

 

Subsidiaries: Nil. The consolidated group comprises one associate and one joint venture for accounting purposes, with no investments in the equity capital of unconsolidated non-financial subsidiaries reported  .

 

Key milestones include achieving 100% Core Banking Solution in 2009, surpassing 3,000 branches in 2013, and crossing Rs 5 lakh crore in total business as on March 31, 2024 .

 

Business Segments:

[No separate disclosure of percentage contribution to revenue by segment/vertical or by domestic vs. international was found in the Annual Report; section not applicable.]

Key Management:

  • Srinivasan Sridhar – Non-Executive Chairman and Part-time Non-Official Director
  • Ajay Kumar Srivastava – Managing Director & CEO
  • Joydeep Dutta Roy – Executive Director
  • Dhanaraj T – Executive Director

 

Latest Updates:

  • Scale and reach: The Bank expanded its presence with 101 new branches in FY 2024–25; rural branches constituted 28 Per cent of domestic branches, and the BC network grew to 10,135, up from 6,379 last year (a growth of over 58 Per cent) .
  • Digital push: IOB enhanced its digital stack with Face-Auth onboarding and a Self-Service Digital Hub, alongside its integrated digital hub digital.iob.in; it reported 1.02+ crore mobile banking users and 1.20+ crore UPI-registered users .
  • Operational highlights: In FY 2024–25, global advances grew 14.15 Per cent and total business 11.30 Per cent; Retail, Agriculture and MSME (RAM) sectors accounted for 77.78 Per cent of total domestic credit, reflecting the Bank’s focus on inclusive retail-led growth .
  • International operations: Overseas branches in Singapore, Hong Kong, Bangkok and Colombo contributed Rs 25,063 crore in business, Rs 290 crore in operating profit and Rs 97 crore in net profit; the joint venture bank in Malaysia is under voluntary winding up .
  • Recognition: IOB’s operational capabilities and digital enablement were recognised in FY 2024–25, including top rankings in EASE 5.0, five awards at the IBA Banking Technology Awards, and ISO certification for its Staff College .
  • Reporting evolution: The Bank adopted Integrated Reporting for the first time in this Annual Report cycle, reflecting a cohesive view of value creation .
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Frequently Asked Questions

For Q4 FY26, Indian Overseas Bank reported: Revenue (Net Sales): ₹95309.60 Cr - Up 0.76% year-on-year from ₹94593.90 Cr in Q3 FY26. Net Income (PAT): ₹15054.50 Cr - Up 10.28% year-on-year from ₹13651.20 Cr in Q3 FY26.

Indian Overseas Bank has delivered a return of 3.83% over the last 3 months. The stock was trading at ₹32.94 on 07 Apr 2026 and is currently at ₹33.96 as of 07 Jul 2026, reflecting a Gain of ₹1.02 per share over this period.

As of 07 Jul 2026, the share price of Indian Overseas Bank is ₹33.96 on the NSE and ₹33.99 on the BSE. The stock opened at ₹34.23, touched a high of ₹34.50 and a low of ₹33.85 during today's session.

Over the last 6 months, Indian Overseas Bank has given a return of -6.58%. The stock was priced at ₹36.61 on 07 Jan 2026 and has Fallen to ₹33.96 as of 07 Jul 2026, a change of ₹2.65 per share.

No,Indian Overseas Bank has not declared any dividend over the past 5 years. The company paid a total dividend of N/A per share between FY2022 and FY2026, with the most recent dividend of ₹N/A per share. At the current market price of ₹33.96, the trailing dividend yield of Indian Overseas Bank stands at N/A%.

Indian Overseas Bank has delivered a 28.09% absolute return over the past 5 years, equivalent to a CAGR of 5.08% per annum. The stock was priced at ₹26.51 in Jul 2021 and has risen to ₹33.96 as of 07 Jul 2026. An investment of ₹1,00,000 in Indian Overseas Bank five years ago would be worth ₹1,28,090.00 today.

The all-time high (ATH) for Indian Overseas Bank was ₹173.35, recorded on 03 Nov 2010. At the current price of ₹33.96, the stock is trading 80.41% below its all-time high. The all-time low recorded was ₹6.70 on 23 Mar 2020.

Indian Overseas Bank has delivered -14.35% return over the last 52 weeks. During this period, the stock hit a 52-week high of ₹41.80 on 23 Oct 2025 and a 52-week low of ₹31.20 on 30 Mar 2026. It is currently trading at ₹33.96 as of 07 Jul 2026.

The intraday high for Indian Overseas Bank on the NSE today (07 Jul 2026) was ₹34.50. This compares to the 52-week high of ₹41.80 recorded on 23 Oct 2025. Today's high was -17.46% below the 52-week high.

The intraday low for Indian Overseas Bank on the NSE today was ₹33.85. The stock's 52-week low stands at ₹31.20, recorded on 30 Mar 2026. Today's low is 8.49% above the 52-week low, indicating the stock is trading well above its yearly lows.

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