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USFB started on February 01, 2017 and operates only in India across 26 states/UTs and 326 districts as of March 31, 2025
The Bank offers MicroBanking, Affordable Housing (including micro-mortgages), MSME (LAP/WC/SCF), Vehicle Loans, Gold Loans, Agri & Rural Banking, FIG lending, and deposits including CASA and term deposits.
In February 2025, the Bank applied for a Universal Banking Licence to expand its portfolio and reduce constraints while staying inclusion-led.
