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Quarterly results

rupeeShow figures in :
CroresMillions
rupeeShow figures in :

Quarterly results

Quarter ended on December 31, 2025Data in Crores of INR
Revenue
7.90K+17.31% from last year
Operating profits
5.45K+13.67% from last year
Net income
1.29K+18.6% from last year

Financial reports

ConsolidatedStandalone
YearlyQuarterly

Data is unavailable

INCOME STATEMENTinfo2
Data in Crores of INR
YearlyQuarterly

Data is unavailable

BALANCE SHEETinfo2
Data in Crores of INR
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012FY 2011FY 2010FY 2009FY 2008FY 2007FY 2003FY 2002
Net worth23668.6919593.2414346.1011769.009599.808199.866208.715125.464297.913669.703174.372286.771952.561403.731062.01752.60713.46529.11308.87201.30154.81
Fixed assets1779.721563.22402.55258.47227.46283.03167.17170.45149.73120.2768.8774.2672.7656.4937.3520.1545.4565.8540.5950.5495.28
Debt175036.00134474.8897357.5069173.5063729.9955005.4350566.7438330.3424070.6022546.4719450.2418075.1915268.6011444.118008.915468.565391.005400.243218.841130.34979.19
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CASH FLOWinfo2
Data in Crores of INR
FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014FY2013FY2012FY2011FY2010FY2009
Operating-32413.15-35682.85-27105.05-5571.33-8848.25-2074.77-9317.34-7926.34-1467.64-2809.11-2263.73-2446.68-3753.96-3573.92-3251.19-1151.55788.58
Investing -2948.12-2854.59-2148.411639.54-1746.16-54.05-10.86-60.12-221.86-139.64-40.23-83.194.6354.72206.57545.41-506.80
Financing 39795.2838471.2327466.475150.278706.622451.8112190.598008.651691.803031.151818.902749.314066.613602.412770.6578.46401.67

Financial ratios

ConsolidatedStandalone
Profitability ratiosinfo2
ROA2.39%
ROE19.86%
ROCE10.34%
EPS50.69%
Net profit margin16.48%
Operating profit margin71.5%
Dividend per share2%
Operational ratiosinfo2
Quick ratio0.18%
Current ratio0.18%
Interest coverage1.46%
Assets turnover0.14%
Debt to equity7.46%
Valuation ratiosinfo2
P/E ratio27.93%
P/B ratio4.73%
Dividend yield0.13%
EV/EBITDA
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Frequently Asked Questions

Chola is a diversified NBFC offering vehicle finance, home loans, LAP, SME loans, SBPL, CSEL, consumer durables financing and gold loans. It focuses on inclusive finance across India.

Chola operates only in India, with 1,613 branches and 724 Resident Locations nationwide and no international offices.

Key segments are Vehicle Finance, Loan Against Property, Home Loans, and “Others” (including CSEL, SBPL and SME).

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