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1W
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Max
Open1,782.7
High1,788.2
Low1,770
Prev. Close1,774
Avg. Traded Price1,775.17
Volume1,79,178

MARKET DEPTH

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Total bid107330.00
Total ask65366.00
OrdersQtyBid
15821778.8
21381778.5
2511778.4
3301778.3
2331778.2
AskQtyOrders
177913
1779.2143
1779.418
1779.528
1779.8123

HIGH/LOW

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1d
1w
1m
3m
52w

LOW/HIGH

1784.902 days ago
1820.002 days ago
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LOWER/UPPER CIRCUITS

1609.70
1967.30
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Cholamandalam Investment And Finance Company Ltd Stock performance
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KEY OBSERVATIONS

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positive
negative
neutral

Our researchers has found no immediate positive insights for this stock. We'll update this space as soon as we find something.

LONG-TERM PRICE ANALYSIS

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Stock return5Y CAGR : 31.83%
Net profit growth 5Y CAGR : 23.3%

STOCK RETURNS

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Versus Nifty 50
1 w
+6.16%
vs
-0.61%
1 mth
+12.69%
vs
-0.04%
3 mth
+21.65%
vs
+3.07%
6 mth
+5.59%
vs
-7.76%
1 yr
+11.44%
vs
-4.84%
3 yr
+64.46%
vs
+28.7%
5 yr
+237.07%
vs
+51.46%
Cholamandalam Investment And Finance Company Ltd Top mutual funds holding
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About Cholamandalam Investment and Finance Company Limited

 

Cholamandalam Investment and Finance Company Limited (Chola) was incorporated in 1978 as the financial services arm of the Murugappa Group. It began as an equipment financing company and today is a comprehensive retail NBFC offering vehicle finance, home loans, loan against property (LAP), SME loans, Secured Business & Personal Loans (SBPL), Consumer & Small Enterprises Loans (CSEL), consumer durables financing and gold loans. Chola operates from 1,613 branches and 724 Resident Locations across 26 states and 7 Union Territories, serving over 43.7 lakh customers and managing assets of more than INR 1.99 lakh crore. Its vision is to “enable customers to enter a better life,” delivered under the “Chola” brand and digital platforms such as the Chola One app.  Chola’s business is entirely India-focused, with offices only in India and no international operations.

 

Key portfolio products and services include commercial vehicle, passenger vehicle and two-wheeler loans; affordable home loans; LAP; credit solutions for SMEs; SBPL for self-employed and cash-salaried customers; CSEL; consumer durables financing; and loans against gold.  Chola also continues to upgrade its digital ecosystem, including the Chola One app and its used-vehicle marketplace, which facilitates over 3,900 vehicle sales per month.

 

Cholamandalam Investment and Finance Company Limited’s Business Segments

 

  • Vehicle Finance (VF): Financing for new and used vehicles, tractors, construction equipment and dealer funding.  In FY25, VF disbursements were ₹53,922 crore, with AUM at ₹1,01,257 crore. 
  • Loan Against Property (LAP): Collateralised loans to self-employed and small business customers; strong rural and semi-urban presence. FY25 AUM reached ₹41,439 crore, with FY25 disbursements of ₹17,913 crore.
  • Home Loans: Affordable home loans focused on middle and lower-middle income families in rural and semi-urban markets; AUM was ₹18,427 crore in FY25. 
  • Consumer & Small Enterprises Loans (CSEL): A key growth engine serving self-employed and micro-businesses; FY25 disbursements were ₹12,552 crore, AUM ₹14,573 crore.
  • Small & Medium Enterprises (SME): Tailored financing including term loans, equipment finance, supply chain finance and loans against securities; FY25 AUM was ₹6,628 crore; disbursements stood at ₹7,763 crore.
  • Secured Business & Personal Loans (SBPL): Collateral-backed loans for underserved segments; FY25 AUM was ₹2,422 crore, with disbursements of ₹1,316 crore and presence across 414 locations in 11 states.

 

Industries served: Chola’s lending supports the wider vehicle ecosystem (commercial and passenger vehicles, used vehicles, tractors, construction equipment), homeownership, micro and small enterprises, and self-employed borrowers in Tier III–VI markets.

 

Revenue by Industry Vertical (FY25, Consolidated): Vehicle Finance ₹13,938.65 crore; Loan Against Property ₹4,565.46 crore; Home Loans ₹2,501.31 crore; Others (including CSEL, SBPL, SME) ₹4,003.19 crore; unallocable ₹837.37 crore. Total revenue from operations was ₹25,845.98 crore.

 

Cholamandalam Investment and Finance Company Limited Key Management

 

  • Vellayan Subbiah, Executive Chairman (from 1 April 2025): Provides overall strategic oversight; recipient of India Business Leader Awards 2024 Outstanding Business Leader of the Year and EY World Entrepreneur of the Year 2024.
  • Ravindra Kumar Kundu, Managing Director & CEO

 

Latest Updates on Cholamandalam Investment and Finance Company Limited

 

  • Financial milestones (FY25): Record disbursements of ₹1,00,869 crore; AUM of ₹1,99,876 crore.
  • Portfolio expansion: Entered consumer durables financing, scaling to 22 states and 54,000 dealers, with open-market financing launched in late FY25; added gold loans as a new business line.
  • Digital advances: Chola One platform evolving into a super-app; used-vehicle marketplace now facilitates 3,900+ sales monthly, and biometric eKYC plus system-driven underwriting enhance speed and security.
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Frequently Asked Questions

For Q4 FY26, Cholamandalam Investment And Finance Company Ltd reported: Revenue (Net Sales): ₹83923.00 Cr - Up 6.57% year-on-year from ₹78749.40 Cr in Q3 FY26. Net Income (PAT): ₹16407.10 Cr - Up 27.42% year-on-year from ₹12876.60 Cr in Q3 FY26.

The intraday high for Cholamandalam Investment And Finance Company Ltd on the NSE today (04 Jul 2026) was ₹1,820.00. This compares to the 52-week high of ₹1,831.50 recorded on 06 Jan 2026. Today's high was -0.63% below the 52-week high.

As of 04 Jul 2026, the share price of Cholamandalam Investment And Finance Company Ltd is ₹1,797.00 on the NSE and ₹1,798.00 on the BSE. The stock opened at ₹1,800.00, touched a high of ₹1,820.00 and a low of ₹1,781.30 during today's session.

Over the last 6 months, Cholamandalam Investment And Finance Company Ltd has given a return of 0.98%. The stock was priced at ₹1,772.40 on 05 Jan 2026 and has Rise to ₹1,797.00 as of 04 Jul 2026, a change of ₹24.60 per share.

The intraday low for Cholamandalam Investment And Finance Company Ltd on the NSE today was ₹1,781.30. The stock's 52-week low stands at ₹1,299.40, recorded on 02 Apr 2026. Today's low is 37.09% above the 52-week low, indicating the stock is trading well above its yearly lows.

Cholamandalam Investment And Finance Company Ltd has delivered a return of 28.47% over the last 3 months. The stock was trading at ₹1,356.30 on 02 Apr 2026 and is currently at ₹1,797.00 as of 04 Jul 2026, reflecting a Gain of ₹440.70 per share over this period.

Cholamandalam Investment And Finance Company Ltd has delivered 17.23% return over the last 52 weeks. During this period, the stock hit a 52-week high of ₹1,831.50 on 06 Jan 2026 and a 52-week low of ₹1,299.40 on 02 Apr 2026. It is currently trading at ₹1,797.00 as of 04 Jul 2026.

The all-time high (ATH) for Cholamandalam Investment And Finance Company Ltd was ₹1,805.40, recorded on 06 Jan 2026. At the current price of ₹1,797.00, the stock is trading 0.47% below its all-time high. The all-time low recorded was ₹12.14 on 10 Feb 2010.

Cholamandalam Investment And Finance Company Ltd has delivered a 244.86% absolute return over the past 5 years, equivalent to a CAGR of 28.09% per annum. The stock was priced at ₹521.08 in Jul 2021 and has risen to ₹1,797.00 as of 04 Jul 2026. An investment of ₹1,00,000 in Cholamandalam Investment And Finance Company Ltd five years ago would be worth ₹3,44,860.00 today.

Yes,Cholamandalam Investment And Finance Company Ltd has declared a consistent dividend every year over the past 5 years. The company paid a total dividend of 10.00 per share between FY2022 and FY2026, with the most recent dividend of ₹0.70 per share for Apr 26, with an ex-dividend date of 21 Jul 2026. At the current market price of ₹1,797.00, the trailing dividend yield of Cholamandalam Investment And Finance Company Ltd stands at 3.30%.

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