Dynamic Asset AllocationVery HighVR Rating
₹43 Cr.
None
| Name | 1Y Return | VR Rating | 1Y Rank | 3Y Rank | 5Y Rank | Alpha | NAV(₹) |
|---|
Shriram Balanced Advantage Fund-Reg(G) is an open-ended Balanced Advantage/ Dynamic Asset Allocation Fund designed for investors seeking a dynamically managed mix of equity and debt within a single portfolio. These funds typically adjust equity and debt exposure based on market valuations, opportunities, and risk conditions..
As of 1 Aug 2026, Shriram Balanced Advantage Fund-Reg(G) manages ₹43 crore in assets. The fund currently holds 5 stocks, and the top 10 stocks contribute 19.00% of the portfolio, an important “quick check” for how concentrated (or diversified) the fund is.
The investment objective of Shriram Balanced Advantage Fund-Reg(G) is to provide long-term capital appreciation and income from a dynamically managed mix of equity and debt investments. The scheme aims to balance growth potential from equities with stability from debt and money market instruments. Investors can typically invest and redeem on business days (subject to scheme cut-off timings and applicable exit load).
The current NAV of the scheme is ₹16.03 as on 29 Sep 2026, and the risk level is Very High.
Shriram Balanced Advantage Fund-Reg(G) was launched on 5 Jul 2019 and is benchmarked against [CRISIL Hybrid 50+50 - Moderate Index]. The scheme is managed by Prateek Nigudkar who has been managing the fund since 7 Aug 2025 and the fund is also managed by Hitesh Savanth, Amit Modani. The exit load of the fund is NIL for 12% of units and 1% for remaining units on or before 90D, Nil after 90D
Shriram Balanced Advantage Fund-Reg(G) invests across equity, hedged equity/arbitrage positions, debt instruments, money market securities, and cash equivalents. As of 31 Aug 2026, the portfolio is allocated to Certificate of Deposit (11%), Corporate Debt (6%), Government Securities (5%).
A quick way to read this: unhedged equity allocation drives long-term return potential, hedged equity helps maintain equity exposure while reducing market risk, and debt allocation provides stability and income support.
As of 1 Aug 2026, in terms of the entire equity allocation, the exposure to Large Cap is 54% , Mid Cap is 4% and Small Cap is 10%.
A quick way to read this: higher large-cap exposure generally indicates a more stable and liquid equity portfolio, while mid-cap and small-cap exposure can add return potential but may also increase volatility.
The top 5 holdings of the fund are 8.54% REC LTD NCD RED 15-11-28 (5.9%), BANK OF BARODA CD RED 12-02-27 ** # (5.7%), 6.54% GOVT OF INDIA RED 17-01-2032 (4.7%), UNION BANK OF INDIA CD RED 22-02-2027 ** # (4.5%), UNION BANK OF INDIA CD R 04-09-26 ** # (1.2%)
In these Funds, top holdings are usually a mix of large-cap equities, government securities, corporate bonds, treasury instruments, cash equivalents, and hedged equity positions.
The top sector exposures are Sector Allocation (%) "Bank 27% Miscellaneous 9% Finance Term Lending 6% IT 5% Pharmaceuticals & Drugs 5%
Sector allocation mainly reflects the equity portion of the portfolio and can influence short-term performance depending on which sectors are leading or lagging in the market.
Shriram Balanced Advantage Fund-Reg(G)’s recent CAGR returns are -3.4% (1 year), 3.9% (3 years) and 4.1% (5 years). These returns are as of 1 Oct 2026
Against the full peer set, the scheme is ranked 33/36 over 1 year, 29/30 over 3 years, 22/22 over 5 years period.
If you had invested ₹1,00,000 in Shriram Balanced Advantage Fund-Reg(G) then you would have got:
| Duration | Annualized Returns (%) | Current Total Value | Current Total Profit |
|---|---|---|---|
| 1 Year | -3.4% | ₹96600.00 | ₹-3400.00 |
| 3 Year | 3.9% | ₹103900.00 | ₹3900.00 |
| 5 Year | 4.1% | ₹104100.00 | ₹4100.00 |
Note: These are historical returns and they may not repeat in the future.
Always check exit load before investing in any fund.
As of 1 Aug 2026 , the fund’s Beta is 1 .
The fund’s Standard Deviation was 3% .
Similarly, Alpha was 0.
Also, Sharpe ratio was 0.
As of 29 Sep 2026 , the fund’s YTM is 6% . A rising YTM often means the portfolio is earning at higher prevailing short-term rates, while a falling YTM can indicate either softer rates or a more conservative portfolio tilt. YTM (Yield to Maturity) is also one of the best forward-looking indicators for what returns may look like going ahead (not a guarantee, but a useful expectation gauge).
The fund’s Modified Duration was 438 years. Modified duration is basically a sensitivity meter: in general, lower duration = lower interest-rate sensitivity.
It may suit investors who want to:
It offers a few practical benefits: dynamic equity-debt allocation, lower volatility compared to pure equity funds, downside management during market corrections, professional asset allocation, and the convenience of investing in a hybrid strategy through one fund.
These Funds are not risk-free. Key things to watch are net equity exposure, gross equity exposure, hedging strategy, debt portfolio quality, interest-rate sensitivity, sector concentration, and consistency of performance across market cycles.
Returns may be lower than pure equity funds during strong bull markets because part of the portfolio may be allocated to debt or hedged positions. At the same time, they may still fall during market corrections because they do carry equity exposure.
Since this fund is treated as an equity-oriented fund (Equity > 65%):
Tax rules are subject to change as per regulations.
Shriram Balanced Advantage Fund-Reg(G) is positioned as a dynamic asset allocation fund that combines equity growth potential with debt stability.
A simple way to track whether it is doing its job is to follow four indicators: net equity allocation, consistency of returns, downside protection, and how actively the fund changes allocation across market cycles.
The strength of Balanced Advantage Funds lies in disciplined asset allocation — not in staying permanently aggressive or permanently conservative, but in adjusting the portfolio based on changing market conditions.
Choose from 1800+ schemes across AMCs with Ventura
To invest a lumpsum amount in Shriram Balanced Advantage Fund-Reg(G) with Ventura: Access the Mutual funds section by logging in to Ventura through your browser/mobile app Select Shriram Balanced Advantage Fund-Reg(G) from the list, the amount to be invested & make the payment.
To start a SIP (Systematic Investment Plan) in Shriram Balanced Advantage Fund-Reg(G) with Ventura: Access the Mutual funds section by logging in to Ventura through your browser/mobile app Select Shriram Balanced Advantage Fund-Reg(G) from the list, the amount to be invested & date of deduction. Pay the first instalment towards your SIP. Set the autopay mandate to enable regular investment of future SIP instalments, directly from your bank account. And you're done. Note: Remember to keep your bank account funded with the amount for regular SIPs for your mutual fund investment in Shriram Balanced Advantage Fund-Reg(G).
It will take up to one trading day for the invested Shriram Balanced Advantage Fund-Reg(G) units to reflect in your portfolio. For example, If you have made the investment in Shriram Balanced Advantage Fund-Reg(G) on Monday before the cut-off time, the units will be allotted to you by Tuesday or the next working day if it is followed by a holiday. The NAV (Net Asset Value) for the units allotted will be as of the day you place your trades.
Yes, mutual funds can be bought or redeemed after market hours through the Ventura web platform or mobile application. However, the execution of these orders depends on the mutual fund's cutoff time for processing transactions.
