About Yes Bank Limited

YES BANK Limited operates as a major private sector bank based in Mumbai with total assets reaching the 6th position in India as of March 31, 2025. The bank delivers complete financial services through digital solutions to its Retail and MSME and Corporate and Wholesale and Rural Banking customer base which exceeds 10 million users. The Bank operates 1,255 branches and 235 BC Banking Outlets and 1,331 ATMs/CRMs/BNAs throughout 300+ districts across the country. The Bank operates through its Abu Dhabi representative office and its IFSC Banking Unit located at GIFT City in Gujarat. The Bank operated under its new strategic direction during its fifth year of operation in FY 2024–25 while maintaining its position as India’s leading digital payment processor by handling 30% of all digital transactions in the country.

YES BANK provides its wholesale clients with a complete range of financial solutions which include working capital and term loans and project finance and loan syndication and transaction banking and trade finance and cash management and supply chain finance and debt capital markets and treasury services. The Bank provides home loans and car loans and personal loans and education loans and loans against property and securities and credit cards and additional financial products to its retail customer base. The Bank operates 30+ credit card products which serve consumers and small and medium enterprises and commercial users.

Yes Bank’s Business Segments (FY25)

•       Retail & SME (59%)
•       Mid-Corp (17%)
•       Large Corp (24%) of advances

Yes Bank’s Key Management

•       Rama Subramaniam Gandhi serves as the Chairman of the organization
•       Prashant Kumar holds the position of Managing Director and CEO
•       Dr. Rajan Pental serves as Executive Director and Manish Jain holds the same position Niranjan Banodkar serves as Chief Financial Officer
•       Sanjay Abhyankar functions as Company Secretary.

Latest Updates on Yes Bank Limited

•       FY2024-25 Results: The Bank achieved its highest net profit of Rs 2,406 crore in FY 2024–25 since its reconstruction while maintaining a CASA ratio of 34.3% and Net NPA at 0.3% and Capital Adequacy Ratio at 15.6%. The combined total of Retail and SME advances made up 59% of the total advances.
•       Digital leadership: The Bank maintained its position as market leader in digital payments through FY 2024–25 with UPI (Payee PSP) at 56.9% and UPI (Payer PSP) at 33.4% and AePS at 39.21% and NEFT at 17.3% and IMPS at 10.21% and NACH at 16.3%.
•       New platforms and journeys: IRIS Biz launched as a business super app which provides 100+ features to customers and the Bank introduced automated LRS transfer processes and digital Travel Card functionality on IRIS app and YES Online.
•       Cards and payments: The Bank issued 11 lakh new credit cards during FY 2024–25 to reach 2.4 million active cards while credit card spending increased by 41% year-over-year with UPI transactions making up 19% of consumer spending and RuPay transactions accounting for 27% of total spending.
•       Merchant acquiring: The company launched Smart Fusion POS for small business merchants while finishing the year with 2.6 lakh merchant outlets and 4.2 lakh payment acceptance devices and adding 2.8 lakh new devices during FY 2024–25.
•       Government and corporate banking: The Government of India granted the Bank authorization to collect Direct and Indirect Taxes while it launched a seamless GST payment system and enhanced wholesale banking operations through better asset quality and digital and transaction banking services for 98% of corporate CASA relationships.
•       Capital actions and compliance: The outstanding warrants held by affiliates of The Carlyle Group and Advent International resulted in a 100 bps increase of CET1 while the Bank reached 100% Priority Sector Lending targets and decreased RIDF deposits.