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Quarterly results

rupeeShow figures in :
CroresMillions
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Quarterly results

Quarter ended on December 31, 2025Data in Crores of INR
Revenue
408.88+10.17% from last year
Operating profits
260.23+11.8% from last year
Net income
6.38-83% from last year

Financial reports

YearlyQuarterly

Data is unavailable

INCOME STATEMENTinfo2
Data in Crores of INR
YearlyQuarterly

Data is unavailable

BALANCE SHEETinfo2
Data in Crores of INR
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Net worth2046.391438.36984.04966.56952.44921.52832.9037.0334.0632.04
Fixed assets162.32129.8684.8555.7136.2537.7020.19---
Debt6904.124653.253148.931802.25765.69254.549.74---
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CASH FLOWinfo2
Data in Crores of INR
FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating-2474.03-1534.95-1220.43-1124.84-347.12-798.81-86.311.21-4.239.24
Investing -79.92-230.45-84.5443.47-45.92178.73-347.03-1.200.96-6.37
Financing 2654.891813.601279.371023.47507.95307.95754.21---

Financial ratios

Profitability ratiosinfo2
ROA1.85%
ROE8.95%
ROCE11.05%
EPS15.65%
Net profit margin10.31%
Operating profit margin62.85%
Dividend per share
Operational ratiosinfo2
Quick ratio0.26%
Current ratio0.26%
Interest coverage1.32%
Assets turnover0.18%
Debt to equity3.87%
Valuation ratiosinfo2
P/E ratio11.12%
P/B ratio
Dividend yield
EV/EBITDA
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Frequently Asked Questions

Provides MSME-focused financing through a data-tech platform with proprietary underwriting (GRO Score 3.0), offering business loans, property loans, machinery financing, supply chain finance, green/EV loans, and more.

Operates pan-India with a strong presence in Tier-2 and Tier-3 cities, running 235 branches and partnering with 17 banks and institutions for co-lending.

As of March 31, 2025, UGRO had no subsidiaries, with an approved acquisition of Datasigns Technologies Private Limited pending regulatory completion.