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Max
Open120
High121.56
Low116.97
Prev. Close117.82
Avg. Traded Price118.52
Volume7,40,154

MARKET DEPTH

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Total bid1406.00
Total ask0.00
OrdersQtyBid
71406117.82
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AskQtyOrders
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HIGH/LOW

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52w

LOW/HIGH

118.272 days ago
123.702 days ago
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LOWER/UPPER CIRCUITS

98.94
148.40
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New India Assurance Company Ltd Stock performance
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KEY OBSERVATIONS

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positive
negative
neutral
notePrice to Earning Ratio,is 17.02, lower than its sector PE ratio of 20.27.
noteQuarterly Revenue,rose 12.77% YoY to ₹12,234.97 Cr. Its sector's average revenue growth YoY for the quarter was 14.89%.
noteQuarterly Net profit,rose 8.85% YoY to ₹379.95 Cr. Its sector's average net profit growth YoY for the quarter was 11.39%.
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LONG-TERM PRICE ANALYSIS

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Stock return5Y CAGR : 3.66%
Net profit growth 5Y CAGR : 12.53%

About The New India Assurance Company Limited

 

The New India Assurance Company Limited (NIACL) is a Government of India undertaking headquartered in Mumbai, with its Registered & Head Office at New India Assurance Building, 87, M.G. Road, Fort, Mumbai – 400 001. Now in its 107th year of operation, the company highlights market leadership, a strong brand image, and a multi‑channel distribution network. NIACL describes itself as an Indian multinational with presence in 25 countries and a robust domestic footprint of 1,665 offices across India. It is rated AAA by CRISIL and B++ (Good) by AM Best.

 

The company provides general insurance solutions across key lines such as Fire, Marine, Motor (Own Damage and Third Party), Health & Personal Accident, Crop and Other miscellaneous segments, distributed through direct channels, agents, brokers, dealers and bancassurance partners. In Q1 FY26, the Indian distribution mix comprised Direct 33.28%, Agency 21.73%, Broker 38.80%, Dealer 5.65% and Bancassurance 0.54%.

The New India Assurance Company Limited’s Business Segments

 

  • Revenue mix by line (GWP, Q1 FY26): Fire 17.04%, Marine 2.51%, Motor OD 10.65%, Motor TP 10.61%, Health & PA 50.19%, Crop 0.94%, Others 9.43%.

The New India Assurance Company Limited Key Management

 

  • Mrs. Girija Subramanian, CMD.

 

  • Abhishek Pagaria, Company Secretary.

 

Latest Updates on The New India Assurance Company Limited

  • For Q1 FY26, NIACL reported that domestic gross direct premium grew by 15.27% versus the general insurance industry’s 8.84%; the company’s market share rose to 15.51% from 14.65% in the same period last year.

 

  • The Chairperson noted profit after tax of Rs 391 crore, an 80% increase, supported by healthy investment income; the solvency ratio stood at 1.87x and assets under management were Rs 1,00,802 crore.

 

  • Strategic priorities for FY26 include launching innovative products with a focus on retail and MSME customers, growing new lines such as parametric insurance, and emphasising growth in segments other than Motor and Health where competitive intensity is high.

 

  • The company plans special efforts to drive insurance penetration in Gujarat under the State insurance plan, alongside further strengthening risk management and steps to improve the global credit rating.

 

  • On the technology front, NIACL has rolled out a revamped website, a call centre offering services in 7 regional languages, WhatsApp services in 8 languages for policy and claims, an AI/ML‑enabled chatbot for customer service, ongoing claim automation, and a customer portal for standard products.

 

  • The Chairperson also highlighted that underwriting results in the quarter were affected by an aviation incident involving an Air India flight, alongside higher loss ratios in Health and some large losses in liability and miscellaneous portfolios.
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Frequently Asked Questions

NIACL provides general insurance across lines such as Fire, Marine, Motor, Health & PA, Crop and Other miscellaneous segments.

The company is an Indian multinational with presence in 25 countries, supported by 1,665 offices across India.

In Q1 FY26, market share increased to 15.51% and PAT was Rs 391 crore; the company advanced product innovation, parametric cover initiatives, and digital service enhancements including a multilingual call centre and AI/ML chatbot.