Indian Bank has a pan-India presence and operates three overseas branches in Singapore, Colombo and Jaffna, plus one IFSC unit at GIFT City. As of March 31, 2025, it had 5,901 domestic branches and extensive alternate channels nationwide.

The Bank has three subsidiaries and interests in two joint ventures, as disclosed in the Annual Report. It also associates with Regional Rural Banks in select geographies.

The Bank launched 121 digital journeys, significantly expanded its mobile app, and integrated with ULI to streamline lending. A dual private cloud supported seamless year-end operations and scalable infrastructure.