HUDCO finances housing and urban infrastructure projects, providing loans to State Governments, parastatals, Urban Local Bodies and public sector undertakings. Its offerings include long- and medium-term loans, refinancing and special term loans under the LPS scheme.

Operations span 28 States and 8 Union Territories, delivered via the head office, HSMI, 21 Regional Offices and 11 Development Offices. The company has no overseas office and exports are Nil as a share of turnover.

No. During FY 2024–25 HUDCO had no subsidiary or material subsidiary, and it has no investment in any subsidiary company .