Private Banking

Private banking is a suite of personalised, exclusive financial and banking services offered by banks and financial institutions to high-net-worth individuals (HNWIs) and ultra-high-net-worth individuals (UHNWIs) — typically those with investable assets or relationship balances above a defined threshold (generally ₹1 crore or more for private banking, and ₹25 crore or more for ultra-HNI services). Private banking services encompass dedicated relationship managers, bespoke investment advisory, portfolio management, tax and estate planning, alternative investments, art financing, customised credit facilities, and family office services — all delivered with a high degree of personalisation and discretion. Private banking differs from retail banking in its individually tailored, advice-led approach versus the standardised product-based model of mass retail. For affluent investors on Ventura Securities seeking a more comprehensive wealth management experience, private banking and portfolio management services (PMS) represent the premium end of financial advisory — offering access to investment opportunities, structuring expertise, and relationship-led service models not available in standard broking and investment platforms.