Certificate of Insurance (COI)

A Certificate of Insurance (COI) is a standardised document issued by an insurance company or broker that provides a concise summary of an insurance policy's key details — including the type of coverage, policy limits, the insured's name, the policy period, and the insurance provider's contact information. COIs are widely used in business transactions, contracts, and regulatory compliance to prove that a party carries adequate insurance coverage without disclosing the full policy document. In commercial contexts — such as vendor empanelment, lease agreements, or project contracts — counterparties routinely require COIs to verify coverage. For businesses and institutional clients operating through Ventura Securities, understanding COIs is part of sound risk management and contractual due diligence.