About the Author: Juzer Gabajiwala is a Director and Company Secretary at Ventura Securities and a member of both the Institute of Chartered Accountants of India and the Institute of Company Secretaries of India. He launched Ventura’s Alternate Products Channel and closely tracks the performance of mutual funds and other retail investment products. Juzer regularly writes simple, insightful articles on personal finance for leading publications. In his spare time, he enjoys sharing a daily capsule of wisdom and playing tennis.