Structured Products

Structured products are pre-packaged investment instruments that combine a traditional security—such as a bond or fixed deposit—with a derivative component to create a customised risk-return profile tailored to specific investor needs. They can offer capital protection, enhanced yields, or leveraged exposure to an underlying asset like an index, commodity, or basket of stocks. In India, structured products are primarily targeted at high-net-worth individuals (HNIs) and institutional investors through SEBI-registered portfolio management services and AIF frameworks. Investors must carefully assess the credit risk of the issuer, liquidity constraints, and the complexity of the embedded derivative before investing.