Income investing is a strategy centred on building a portfolio that generates a regular and predictable stream of cash income—through dividends from stocks, interest from bonds, or distributions from REITs and InvITs. Rather than prioritising capital appreciation, income investors seek stability and yield. In India, income investing strategies often combine dividend-paying large-cap equities, government securities, corporate bonds, fixed deposits, and real estate investment trusts. This approach is particularly suited to retirees, conservative investors, or those with near-term financial obligations who need their portfolio to fund living expenses without relying on asset sales.