Balanced schemes are mutual fund products that invest in a combination of equity and debt instruments within the same scheme, targeting both capital appreciation and income generation. Under SEBI's hybrid fund categorisation, balanced schemes include Aggressive Hybrid Funds (65–80% equity), Balanced Hybrid Funds (40–60% in each asset class), and Conservative Hybrid Funds (10–25% equity). These schemes are suited to moderate-risk investors who want exposure to equity market growth without taking on the full volatility of a pure equity fund. The debt component cushions drawdowns during market corrections while the equity portion drives long-term wealth creation.
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