Year-end Stock-taking Ritual for Stock Investors

Come mid- to end-March and it’s time for tax harvesting once again.

Stock investors review their portfolios and see whether some positions, which are at a loss, can be booked to offset gains, which are already booked.

The idea is simple but execution can be tedious.

So, since 2024, we’ve upgraded the tax optimisation facilitator on our trading platform to makes this whole process much simpler for users.

The app calculates the real-time status of their long and short-term capital gains and losses. Then it highlights stocks in the user’s portfolio that could be sold to off-set these gains/ losses. To simplify execution, we’ve placed a sell button right next to the highlighted stocks. Of course, the final decision always rests with the user — as it should.

While this feature is available throughout the year, around this time our app also has a pop-up notification, nudging users to review their positions before the financial year closes.

Good investing is less about constant action and more about timely reflection; four quarterly assessments and one year-end intervention often do the job.

𝐷𝑖𝑠𝑐𝑙𝑎𝑖𝑚𝑒𝑟: 𝑇ℎ𝑖𝑠 𝑝𝑜𝑠𝑡 𝑖𝑠 𝑓𝑜𝑟 𝑖𝑛𝑓𝑜𝑟𝑚𝑎𝑡𝑖𝑜𝑛 𝑝𝑢𝑟𝑝𝑜𝑠𝑒𝑠 𝑜𝑛𝑙𝑦 & 𝑎𝑛𝑦𝑡ℎ𝑖𝑛𝑔 𝑚𝑒𝑛𝑡𝑖𝑜𝑛𝑒𝑑 ℎ𝑒𝑟𝑒𝑖𝑛 𝑠ℎ𝑜𝑢𝑙𝑑 𝑛𝑜𝑡 𝑏𝑒 𝑐𝑜𝑛𝑠𝑡𝑟𝑢𝑒𝑑 𝑎𝑠 𝑎 𝑓𝑢𝑛𝑑𝑎𝑚𝑒𝑛𝑡𝑎𝑙 𝑟𝑒𝑎𝑠𝑜𝑛 𝑡𝑜 𝑏𝑢𝑦/ℎ𝑜𝑙𝑑/𝑠𝑒𝑙𝑙 𝑎𝑛𝑦 𝑠𝑡𝑜𝑐𝑘. 𝐼𝑛𝑣𝑒𝑠𝑡𝑚𝑒𝑛𝑡𝑠 𝑖𝑛 𝑠𝑒𝑐𝑢𝑟𝑖𝑡𝑖𝑒𝑠 𝑚𝑎𝑟𝑘𝑒𝑡𝑠 𝑎𝑟𝑒 𝑠𝑢𝑏𝑗𝑒𝑐𝑡 𝑡𝑜 𝑚𝑎𝑟𝑘𝑒𝑡 𝑟𝑖𝑠𝑘𝑠, 𝑟𝑒𝑎𝑑 𝑎𝑙𝑙 𝑡ℎ𝑒 𝑟𝑒𝑙𝑎𝑡𝑒𝑑 𝑑𝑜𝑐𝑢𝑚𝑒𝑛𝑡𝑠 𝑐𝑎𝑟𝑒𝑓𝑢𝑙𝑙𝑦 &/𝑜𝑟 𝑐𝑜𝑛𝑠𝑢𝑙𝑡 𝑦𝑜𝑢𝑟 𝑎𝑑𝑣𝑖𝑠𝑜𝑟 𝑏𝑒𝑓𝑜𝑟𝑒 𝑖𝑛𝑣𝑒𝑠𝑡𝑖𝑛𝑔.