About the Company

Can Fin Homes Limited (CFHL) is a housing finance company set up under the sponsorship of Canara Bank and incorporated in 1987. It is approved by the National Housing Bank (NHB), listed on NSE and BSE, and headquartered in Bengaluru, Karnataka. Over nearly four decades, the company has built a trusted brand focused on enabling easy homeownership for first-time and mid-income borrowers, guided by a “Customer-first” ethos and strong compliance and transparency standards . CFHL operates across India through 234 branches, including Affordable Housing Loan Centres, spanning 21 States and Union Territories; it has no international operations .

The company’s core portfolio centers on housing finance—loans for purchase and construction of homes and flats, composite loans, repairs and upgrades, as well as commercial housing. It also offers a range of non-housing products including mortgage loans, site/plot loans, loans for commercial properties, loans against rent receivables, personal loans, top-up loans, LAP (Loan Against Property), Nishchint (loan for pensioners), I‑Secure, and a Rooftop Solar Loan Scheme. CFHL also accepts fixed deposits, complementing its lending portfolio . Management reports that about 70% of the outstanding loan portfolio caters to salaried and professional customers, with the balance to self-employed and non-professional borrowers .

Business Segments

CFHL operates primarily in the housing finance sector; its revenue streams are predominantly derived from this core activity and the company does not present multiple operating segments for accounting disclosure purposes . Its offerings can be grouped as:
– Housing loans: individual and commercial housing, composite loans (including government layouts), flats under construction, affordable housing (urban and rural).
– Non-housing loans: site loans, mortgage/LAP, builder loans, loans against rent receivables, loans for commercial properties, personal/top-up loans, pensioners’ loans, and Rooftop Solar Loan Scheme .

Industries served
The company primarily serves retail homebuyers in the affordable and mid-income segments, with a strong orientation toward first-time buyers. As of FY25, the portfolio mix is approximately 70% salaried/professional and 30% self-employed/non-professional customers; clientele stood at 2.77 lakh in FY25  .

Key Management

– K. Satyanarayana Raju, Chairman
– Suresh S. Iyer, Managing Director & CEO

Latest Updates

– Network expansion: CFHL commenced operations across multiple locations in East, North, and West zones during FY24–25, as part of a push to diversify beyond its Southern strongholds .
– Portfolio and performance: The loan book expanded to Rs 38,217 crore (9% YoY), supported by a clientele base of 2.77 lakh