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1D
1W
1M
1Y
3Y
5Y
Max
Open579.95
High582.15
Low568.55
Prev. Close576.85
Avg. Traded Price572.62
Volume6,41,729

MARKET DEPTH

info2
Total bid2,14,181.00
Total ask2,87,335.00
OrdersQtyBid
1748568.65
52052568.6
4105568.55
153723568.5
4118568.45
AskQtyOrders
568.752183
568.954109
5694455
569.053152
569.15165

HIGH/LOW

info2
1d
1w
1m
3m
52w

LOW/HIGH

567.30a minute ago
582.154 hours ago
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LOWER/UPPER CIRCUITS

519.20
634.50
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Lic Housing Finance Ltd Stock performance
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KEY OBSERVATIONS

info
positive
negative
neutral
noteAnnual Revenue,rose 3.05%, in the last year to ₹28,110.7 Cr. Its sector's average revenue growth for the last fiscal year was 10.01%.
noteAnnual Net Profit,rose 14.34% in the last year to ₹5,442.23 Cr. Its sector's average net profit growth for the last fiscal year was 12.19%.
notePrice to Earning Ratio,is 5.77, lower than its sector PE ratio of 22.66.
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LONG-TERM PRICE ANALYSIS

info
Stock return5Y CAGR : 2.8%
Net profit growth 5Y CAGR : 14.35%

STOCK RETURNS

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Versus Nifty 50
1 w
+2.17%
vs
+0.74%
1 mth
+3.61%
vs
+0.49%
3 mth
-5.28%
vs
-2.24%
6 mth
+0.68%
vs
+6.82%
1 yr
-9.33%
vs
-1.64%
3 yr
+43.48%
vs
+47.07%
5 yr
+105.74%
vs
+117.54%
Lic Housing Finance Ltd Top mutual funds holding
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About the Company

 

LIC Housing Finance Limited (LIC HFL) was incorporated in June 1989 with the objective of providing long-term finance to individuals for the purchase or construction of residential property, as well as finance to developers; over time it has grown into one of India’s largest housing finance companies with an extensive distribution network and proven industry expertise . The company conducts business through branches and marketing offices across India and serves Non-Resident Indians via a representative office in Dubai, supported by a wide network of agents for sourcing loans and deposits . As of the latest year, LIC HFL operates 307 Marketing Offices across the country and also distributes products through the branches of its subsidiary LIC HFL Financial Services Limited . The company has four subsidiaries and two associate companies within its group structure .

 

Products and services include:

– Long-term finance to individuals for purchase or construction of a house or flat for residential purpose.

– Finance on existing property for business or personal needs.

– Loans to professionals for purchase or construction of clinics, nursing homes, diagnostic centres or office space.

– Finance to builders and developers engaged in construction of houses or flats for residential purpose .

 

Key milestones over the years include: achieving AAA credit rating; setting up a representative office in Dubai as its first overseas presence; completing a US$ 29 Million GDR issue; launching a US$ 135 Million QIP that was oversubscribed; and crossing major loan-portfolio thresholds of Rs 1 lakh crore, Rs 2 lakh crore and, subsequently, Rs 3 lakh crore . The company has also expanded its country-wide footprint through a cluster-driven hub-and-spoke model to speed up loan disbursements .

 

Key Management

 

– Siddhartha Mohanty – Chairman

– T. Adhikari – Managing Director & Chief Executive Officer

– Lokesh Mundhra – Chief Financial Officer

– Varsha Hardasani – Company Secretary & Compliance Officer

 

Latest Updates

– Asset quality improved: Gross NPA stood at 2.47 Per cent as of March 31, 2025 (down from 3.31 Per cent a year earlier) and Net NPA was 1.22 Per cent (down from 1.63 Per cent), alongside calibrated write-offs during FY 2024-25 .

– Technology and customer service: the company reinforced its digital journey, including enabling legally accepted digital signatures and enhancing customer resolution via its “HOMY” platform; it also continued to invest in next‑generation IT infrastructure .

– Compliance upgrade: an automated compliance management tool was implemented on April 29, 2025 to strengthen tracking, reporting and escalation of regulatory obligations .

– Strong market access: during FY 2024-25, LIC HFL issued Non-Convertible Debentures of Rs 44,655.40 crore on a private placement basis; these NCDs carry the highest ratings of ‘CRISIL AAA/Stable’ and ‘CARE AAA/Stable’ .

– Board changes: appointments of Shri Masil Jeya Mohan and Shri T C Suseel Kumar as Additional Independent Directors were approved by the Board on June 2, 2025; Shri Ratnakar Patnaik was appointed as Additional Non‑Executive Director (LIC Nominee) on June 13, 2025; and Independent Directors Shri K. P. Khandelwal and Shri S. K. Khemani were reappointed for a second term effective July 1, 2024, subject to shareholder approvals where applicable .

– Recognitions: honours during the year included Best Housing Finance Company (Excellence Awards 2024-25), India’s Leading Housing Finance Company (BFSI & Fintech Summit 2025), and Private Issuer of the Year and CP‑Issuer of the Year Runner‑up by ASSOCHAM in 2024 .

 

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Frequently Asked Questions

It provides long-term housing finance to individuals and offers finance to developers, along with loans against property and loans to professionals for office and medical infrastructure .

LIC HFL operates across India through 307 Marketing Offices and distributes products through subsidiary branches; it also serves NRIs via a representative office in Dubai .

As on March 31, 2025, LIC HFL has four subsidiaries; it also has two associate companies in its group structure .