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1D
1W
1M
1Y
3Y
5Y
Max
Open320.55
High322.2
Low316.65
Prev. Close316.65
Avg. Traded Price319.34
Volume18,07,929

MARKET DEPTH

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Total bid2864.00
Total ask0.00
OrdersQtyBid
42864316.65
000
000
000
000
AskQtyOrders
000
000
000
000
000

HIGH/LOW

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1d
1w
1m
3m
52w

LOW/HIGH

317.206 hours ago
322.2012 hours ago
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LOWER/UPPER CIRCUITS

286.60
350.20
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Lt Finance Limited Stock performance
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KEY OBSERVATIONS

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positive
negative
neutral
noteAnnual Revenue,rose 12.4%, in the last year to ₹17,917.03 Cr. Its sector's average revenue growth for the last fiscal year was 7.57%.
noteAnnual Net Profit,rose 12.77% in the last year to ₹2,981.18 Cr. Its sector's average net profit growth for the last fiscal year was 8.83%.
noteQuarterly Revenue,rose 22.38% YoY to ₹5,243.31 Cr. Its sector's average revenue growth YoY for the quarter was 10.37%.
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LONG-TERM PRICE ANALYSIS

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Stock return5Y CAGR : 2.21%
Net profit growth 5Y CAGR : 0.75%

STOCK RETURNS

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Versus Nifty 50
1 w
+2.25%
vs
+3.29%
1 mth
-5.24%
vs
+1.41%
3 mth
+11.33%
vs
+2.72%
6 mth
+10.76%
vs
-3.89%
1 yr
+55.87%
vs
+0.21%
3 yr
+149.12%
vs
+26.94%
5 yr
+256.50%
vs
+52.37%

About the Company

L&T Finance Limited (formerly known as L&T Finance Holdings Limited) is a subsidiary of Larsen & Toubro Limited and is registered with the Reserve Bank of India as a non-deposit taking Systemically Important NBFC; on January 16, 2025, it was categorised by RBI in the Upper Layer under Scale Based Regulation for NBFCs . The Company was incorporated in 2008 and reports on a consolidated basis as a listed entity on BSE and NSE . Marking “over three decades” of purpose-led financial services, L&T Finance positions itself among India’s foremost NBFCs, delivering customer-oriented, technology-driven offerings under its Lakshya 2026 strategic framework  .

 

What the company does: L&T Finance provides retail lending solutions across rural and urban India through four primary businesses—Rural Business Finance (Rural Group Loans and Micro Finance (JLG), Rural LAP), Farmer Finance (Farm Equipment Finance, Agri-Allied Finance), Urban Finance (Two-Wheeler Finance, Personal Loans, Home Loans and Loan Against Property) and SME Finance (loans to professionals and traders) . The Company operates nationally with 2,296 branches (including rural locations) and serves around 2,00,000 villages, with 84 Per cent of self-service transactions now facilitated via its PLANET App  . It had a presence across 21 states and 2 union territories as of FY25, with operations only in India and no foreign branches or operations  .

 

Subsidiaries: The Company has three subsidiaries (all wholly owned)  .

 

Key milestones include RBI’s “Upper Layer” categorisation, scaled digital adoption through PLANET, and deployment of AI-led underwriting engines under its technology-first approach   .

 

Business Segments

 

– Retail business: 97 Per cent of total turnover (FY 2024–25) .

– Geography: India – 100 Per cent; the Company has no branches/operations outside India, and revenue from contracts with customers is from India  .

 

Key Management

 

– S. N. Subrahmanyan – Chairman and Non-Executive Director .

– Sudipta Roy – Managing Director and Chief Executive Officer .

– Sachinn Joshi – Chief Financial Officer .

– Raju Dodti – Chief Operating Officer .

– Sonia Krishnankutty – Chief Executive – Rural Business Finance .

– Asheesh Goel – Chief Executive – Farmer Finance .

– Jinesh Shah – Chief Executive – Urban Secured Assets & Third Party Products .

– Abhishek Sharma – Chief Executive – SME Finance .

– Apurva Rathod – Company Secretary and Chief Sustainability Officer .

– Santosh B. Parab – General Counsel .

 

Latest Updates

 

– RBI classified L&T Finance in the “Upper Layer” of NBFCs under SBR on January 16, 2025 .

– Operationalised ‘Project Cyclops’, an AI/ML-powered underwriting engine, across the Two-Wheeler Finance business; piloted in Farm Equipment Finance, with ‘Project Nostradamus’ (AI-driven portfolio management) under development .

– Announced foray into the gold loan business and proposed acquisition of the gold loan business undertaking of Paul Merchants Finance Pvt. Ltd.; the move adds ~1,00,000 customers and 130 branches across 11 states, along with 700 employees  .

– Expanded digital partnerships with Amazon Pay, CRED and PhonePe to accelerate sourcing and lending journeys .

– Maintained the highest ‘AAA’ long-term credit ratings across key agencies (CRISIL, ICRA, India Ratings and CARE) .

– Achieved strong digital traction: 84 Per cent self-service transactions via PLANET; showcased AI capabilities at national events; expanded reach to ~2,00,000 villages .

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Frequently Asked Questions

The intraday low for Lt Finance Limited on the NSE today was ₹315.65. The stock's 52-week low stands at ₹194.40, recorded on 11 Aug 2025. Today's low is 62.37% above the 52-week low, indicating the stock is trading well above its yearly lows.

Over the last 6 months, Lt Finance Limited has given a return of 11.60%. The stock was priced at ₹285.30 on 06 Feb 2026 and has Rise to ₹316.65 as of 06 Aug 2026, a change of ₹31.35 per share.

Lt Finance Limited has delivered a return of 6.03% over the last 3 months. The stock was trading at ₹300.30 on 06 May 2026 and is currently at ₹316.65 as of 06 Aug 2026, reflecting a Gain of ₹16.35 per share over this period.

Yes,Lt Finance Limited has declared a consistent dividend every year over the past 5 years. The company paid a total dividend of 10.50 per share between FY2022 and FY2026, with the most recent dividend of ₹2.75 per share for Apr 26, with an ex-dividend date of 22 May 2026. At the current market price of ₹316.65, the trailing dividend yield of Lt Finance Limited stands at 5.50%.

Lt Finance Limited has delivered a 256.95% absolute return over the past 5 years, equivalent to a CAGR of 28.98% per annum. The stock was priced at ₹88.71 in Aug 2021 and has risen to ₹316.65 as of 06 Aug 2026. An investment of ₹1,00,000 in Lt Finance Limited five years ago would be worth ₹3,56,950.00 today.

The all-time high (ATH) for Lt Finance Limited was ₹335.60, recorded on 06 Jul 2026. At the current price of ₹316.65, the stock is trading 5.65% below its all-time high. The all-time low recorded was ₹38.09 on 14 May 2012.

Lt Finance Limited has delivered 57.88% return over the last 52 weeks. During this period, the stock hit a 52-week high of ₹338.60 on 07 Jul 2026 and a 52-week low of ₹194.40 on 11 Aug 2025. It is currently trading at ₹316.65 as of 06 Aug 2026.

For Q1 FY27, Lt Finance Limited reported: Revenue (Net Sales): ₹52128.40 Cr - Up 5.94% year-on-year from ₹49207.90 Cr in Q4 FY26. Net Income (PAT): ₹8953.20 Cr - Down -5.47% year-on-year from ₹9470.90 Cr in Q4 FY26.

As of 06 Aug 2026, the share price of Lt Finance Limited is ₹316.65 on the NSE and ₹319.00 on the BSE. The stock opened at ₹320.55, touched a high of ₹326.75 and a low of ₹315.65 during today's session.

The intraday high for Lt Finance Limited on the NSE today (06 Aug 2026) was ₹326.75. This compares to the 52-week high of ₹338.60 recorded on 07 Jul 2026. Today's high was -3.50% below the 52-week high.

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