All returns displayed below are CAGR.
EquityValue110.45
+0.30%
EquityValue97.23
-8.60%
Value18.80
-0.40%
EquityValue229.12
-0.80%
Value19.58
-7.20%
EquityValue477.17
+3.00%
EquityValue351.64
-4.10%
EquityValue22.31
+4.50%
EquityValue124.02
-6.70%
EquityValue747.90
+0.30%
EquityValue16.63
-4.10%
EquityValue170.39
-1.30%
EquityValue28.37
-0.40%
EquityValue714.67
-4.00%
EquityValue126.09
-0.90%
| Fund names | NAV(₹) | VR Rating | 1Y Returns | 3Y Returns | 5Y Returns |
|---|---|---|---|---|---|
| HSBC Value Fund-Reg(G) Equity Value | 110.45 | 4 | +0.30% | +24.30% | +25.20% |
| JM Value Fund-Reg(G) Equity Value | 97.23 | 4 | -8.60% | +24.20% | +25.40% |
| Axis Value Fund-Reg(G) Equity Value | 18.80 | -0.40% | +23.40% | - | |
| Nippon India Value Fund(G) Equity Value | 229.12 | 4 | -0.80% | +22.50% | +25.50% |
| Quant Value Fund-Reg(G) Equity Value | 19.58 | -7.20% | +22.20% | - | |
| ICICI Pru Value Fund(G) Equity Value | 477.17 | 5 | +3.00% | +21.90% | +25.90% |
| Tata Value Fund(G) Equity Value | 351.64 | 3 | -4.10% | +20.40% | +20.60% |
| DSP Value Fund-Reg(G) Equity Value | 22.31 | 2 | +4.50% | +19.90% | - |
| Aditya Birla SL Value Fund-Reg(G) Equity Value | 124.02 | 2 | -6.70% | +19.80% | +22.20% |
| HDFC Value Fund-Reg(G) Equity Value | 747.90 | 2 | +0.30% | +19.70% | +21.80% |
| ITI Value Fund-Reg(G) Equity Value | 16.63 | 2 | -4.10% | +19.10% | - |
| UTI Value Fund-Reg(G) Equity Value | 170.39 | 2 | -1.30% | +19.00% | +21.40% |
| Union Value Fund-Reg(G) Equity Value | 28.37 | 3 | -0.40% | +18.60% | +21.30% |
| Templeton India Value Fund(G) Equity Value | 714.67 | 3 | -4.00% | +18.50% | +26.60% |
| Quantum Value Fund-Reg(G) Equity Value | 126.09 | 3 | -0.90% | +18.10% | +19.50% |
A Value Fund focuses on investing in undervalued companies with strong fundamentals and long-term growth potential. It follows a disciplined, research-driven approach aiming to capitalise on market inefficiencies. Ideal for patient investors, Value Funds seek steady returns with reduced downside risk, making them a strategic choice for long-term wealth creation.
A Value Fund is an investment vehicle that pools money from a range of investors and focuses on identifying stocks that are trading below their intrinsic worth. These mutual funds are managed by seasoned professionals who use fundamental analysis to select undervalued companies.
Such undervaluation often results from temporary business setbacks or broader market inefficiencies. The goal is to invest in fundamentally sound companies and realise long-term capital appreciation as the market re-evaluates their intrinsic value.
Value Funds often invest in businesses with strong fundamentals, creating a strong base for long-term wealth creation.
Buying undervalued stocks may provide a cushion against market volatility.
Many value stocks pay dividends, contributing to a more stable return profile.
By holding a basket of undervalued stocks across sectors, Value Mutual Funds reduce risks associated with individual stocks or sectors.
Value stocks tend to be more resilient during broad market corrections when compared with high-growth stocks.
Value Mutual Funds work by employing a disciplined, research-driven process:
Fund managers evaluate company financials, management quality, competitive position and industry trends to find companies undervalued by the market.
Once identified, these companies are included in a diversified portfolio, often across sectors and market capitalisations.
Value Funds are not for short-term trading; rather, they require patience, as undervalued stocks may take time to realise their full potential in the market.
Fund managers regularly review stock performance and make adjustments as required to maintain the fund’s investment objective.
Investing in Value Mutual Funds is regarded as a prudent approach for those seeking long-term capital appreciation with moderated volatility. The primary benefits include:
Focused on fundamentally sound companies with robust business models.
Often less sensitive to sharp downturns due to conservative stock selection.
Sound historical track record in delivering attractive risk-adjusted returns over long investment horizons.
For investors who prefer stable and sustainable returns rather than speculative or high-volatility growth bets.
However, Value Funds can underperform the broader market for extended periods, especially during strong bull runs when growth stocks dominate returns. An investor must be patient and align investment horizons with a long-term outlook.
A Value Mutual Fund suits:
If your goal is consistent performance with reduced downside risk, Value Fund can be an excellent foundation within an equity allocation.
Assess whether Value Mutual Funds align with your investment horizon and ability to handle moderate short-term volatility.
Choose funds with proven track records, robust research teams, and transparent processes.
Analyse 3-year, 5-year and since-inception returns, as well as the expense ratio and asset under management (AUM).
Start investing through an SIP to benefit from rupee-cost averaging and instil investment discipline.
If market valuations are attractive, consider a lumpsum investment.
Review your Value Mutual Funds periodically, but avoid reacting to short-term market movements.
Getting started
Understanding the tax implications is crucial for effective financial planning:
It is recommended to consult your tax advisor or review updates in the Income Tax Act for the latest information.
No. Value Fund invests primarily in equity markets, which are subject to market risks. However, their focus on undervalued companies may provide some downside cushion when compared with pure growth funds.
There is no single best Value Fund. The most suitable Value Fund depends on your investment horizon, risk appetite, and research. Funds from established asset management companies have demonstrated robust long-term performance.
Value Mutual Funds can be one of the best options for investors seeking long-term wealth creation with potentially reduced downside volatility. They are particularly beneficial for investors with a moderate-to-aggressive risk profile and patience to allow undervalued stocks to recover.
Yes. Gains from Value Funds are taxed according to equity mutual fund taxation regulations, STCG and LTCG as explained above.
Most Value Mutual Funds are open-ended, meaning you can redeem units at any time. However, redemptions within 12 months may be subject to exit loads (often up to 1%) and short-term capital gains tax.
Value investing is inherently a long-term strategy. Short-term investing in Value Funds may not allow enough time for the underlying companies to realise their value. It is generally recommended to remain invested over several years for the best outcomes.
